Personal and small business financial management software powered by AI. Learn how modern financial platforms automate cash flow, income statements, budgeting and dashboards, giving entrepreneurs and small companies full financial visibility, control and strategic clarity without complex spreadsheets or expensive consultants.

X4Planner é um software de gestão financeira com inteligência artificial desenvolvido para empresas e profissionais que precisam transformar dados financeiros em decisões estratégicas. A plataforma automatiza conciliação bancária, fluxo de caixa, DRE, dashboards financeiros e análises de desempenho em poucos minutos, reduzindo erros operacionais e aumentando a previsibilidade financeira. Ideal para quem busca controle, eficiência, escalabilidade e visão clara dos números.

X4Plan offers the Smart Financial Spreadsheet, designed for personal and business use. Automate P&L and Cash Flow reports, import QFX/OFX bank statements, and visualize your finances with an interactive dashboard. Trusted internationally, with products on Etsy and Gumroad, X4Plan delivers intelligent, ready-to-use solutions that save time, reduce errors, and improve financial decision-making.