Personal and small business financial management software powered by AI. Learn how modern financial platforms automate cash flow, income statements, budgeting and dashboards, giving entrepreneurs and small companies full financial visibility, control and strategic clarity without complex spreadsheets or expensive consultants.

X4Planner is a professional Financial Planning & Analysis (FP&A) SaaS designed to transform financial data into strategic business decisions in minutes. With AI-powered bank statement import, automatic reconciliation, Cash Flow management, structured P&L (GAAP & IFRS), KPIs, executive dashboards and exportable reports, X4Planner works like a CFO Online for companies worldwide. Cloud-based, desktop and mobile access, free trial available.